UAE Loan Repayment Estimator

Select a loan type and fill in your details to instantly estimate your monthly payments.

Personal Loan
Vehicle Loan
House Loan
Education Loan

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Frequently Asked Questions (FAQ)

The maximum loan amount depends on your salary, employer, and credit history. Typically, for expatriates, a personal loan can be up to 20 times your monthly salary. For mortgages, it depends on the property value and your down payment.

Commonly required documents include your Passport and Visa copy, Emirates ID, a salary certificate from your employer, and 3-6 months of bank statements. Requirements may vary slightly between banks.

The Al Etihad Credit Bureau (AECB) report is your official credit history in the UAE. Banks use this report to assess your creditworthiness, including your existing debts and payment history, before approving a loan.

Conventional loans are based on lending money with interest. Islamic finance (Sharia-compliant) avoids interest (riba) and instead uses principles like Murabaha (cost-plus sale) or Ijarah (leasing) for assets like cars and homes.

Yes, it is possible. However, banks may have stricter requirements, such as needing you to have worked for your current employer for at least 3-6 months and having your salary transferred to their bank.

No. This calculator provides an estimation for informational purposes only. The final loan amount, interest rate, and repayment terms are determined by the bank upon processing your application and are subject to their approval.

Major Lenders in the UAE

Aafaq Islamic Finance

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Abu Dhabi Commercial Bank (ADCB)

ADCB offers a wide range of financial solutions, known for their flexible personal loans and attractive interest rates for both UAE nationals and expatriates.

Abu Dhabi Islamic Bank (ADIB)

A leading Islamic bank offering a wide array of Sharia-compliant products and services, from personal finance to wealth management.

Ajman Bank

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Al Hilal Bank

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Al Maryah Community Bank

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Amlak Finance

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Arab Bank

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Bank of Baroda

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Bank of Sharjah

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Citibank UAE

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Commercial Bank International (CBI)

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Commercial Bank of Dubai (CBD)

CBD provides a full range of banking services, focusing on both personal and commercial clients with tailored loan products and digital banking solutions.

Deem Finance

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Dubai Islamic Bank (DIB)

The world's first Islamic bank, DIB provides Sharia-compliant financial products, including personal finance, auto finance, and home finance based on Islamic principles.

Emirates Islamic Bank

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Emirates NBD

A leading banking group in the MENAT region, Emirates NBD provides innovative financial services, from digital-first personal loans to flexible home mortgage options.

Finance House

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

First Abu Dhabi Bank (FAB)

As the UAE's largest bank, FAB offers a comprehensive suite of products including competitive personal loans, mortgages, and car financing solutions for residents.

HSBC Middle East

A global bank with a strong regional presence, HSBC offers premium banking services, including loans and mortgages for expatriates with international financial needs.

Mashreq Bank

Known for its innovation, Mashreq offers a variety of award-winning financial products, including quick-approval personal loans and tailored solutions for various needs.

Mawarid Finance

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

National Bank of Fujairah (NBF)

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

National Bank of Umm Al-Qaiwain (NBQ)

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

RAKBANK

RAKBANK is a popular choice for straightforward and accessible banking, providing highly competitive personal loans, credit cards, and business banking services.

Reem Finance

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Sharjah Islamic Bank

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.

Standard Chartered UAE

With a long history in the UAE, Standard Chartered provides a wide range of conventional banking products, including personal loans with attractive features.

United Arab Bank

A trusted financial institution offering a wide range of personal, auto, and home financing solutions to meet the needs of UAE residents.